Ibr after consolidating

Your payment may be lower under another repayment plan.

Top Under all four plans, any remaining loan balance is forgiven if your federal student loans aren't fully repaid at the end of the repayment period.

Your loan servicer will send you a reminder notice when it’s time for you to recertify.Depending on your income and family size, you may have no monthly payment at all.Generally 10 percent of your discretionary income if you're a new borrower on or after July 1, 2014*, but never more than the 10-year Standard Repayment Plan amount Generally 15 percent of your discretionary income if you're not a new borrower on or after July 1, 2014, but never more than the 10-year Standard Repayment Plan amount *For the IBR Plan, you're considered a new borrower on or after July 1, 2014, if you had no outstanding balance on a William D.Where can I learn more about the income-driven repayment plans?Generally, your payment amount under an income-driven repayment plan is a percentage of your discretionary income. The chart below shows how payment amounts are determined under each income-driven plan.

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